Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa ® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. And may be used everywhere Visa debit cards are accepted. Please see back of your Card for its issuing bank. ¹ Chime SpotMe is an optional, no fee service that requires $500 in qualifying direct deposits to the Chime Spending Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases initially, but may be later eligible for a higher limit of up to $100 or more based on member's Chime Account. You can deposit cash in your Chime Spending Account at over 60,000 retail locations with Green Dot. Ask the cashier to add cash directly to your Chime Visa Debit Card at the register. You can add up to $1,000.00 per rolling 24-hour period for a maximum of $10,000.00 per.
Fee-free overdraft up to $100.¹ Get paid up to 2 days early with direct deposit.² Grow your savings.
Learn how we collect and use your information by visiting our Privacy Policy›
The Bancorp Bank or Stride Bank, N.A.; Members FDIC
Overdraft fee-free with SpotMe
We’ll spot you up to $100 on debit card purchases with no overdraft fees. Eligibility requirements apply.¹
Get paid early
Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!²
Say goodbye to hidden fees³
No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 38,000+ fee-free MoneyPass® and Visa Plus Alliance ATMs. Out-of-network fees apply.
Make your money grow fast
0.50% Annual Percentage Yield (APY)⁴. Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.
Stay in control with alerts
Chime Deposit Cash Locations
You’re always in-the-know with daily balance notifications and transaction alerts
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Security & support you can trust
Chime Deposit Cash Locations
Serious security
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How To Add Money To Chime Card
Privacy and protection
Your deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank N.A.; Members FDIC
Friendly support
Cool cat free spins 2019 dates. Have questions? Send a message to our Member Services team in the app or check out the Help Center.
Get started
Applying for an account is free and takes less than 2 minutes.
It won’t affect your credit score!
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Learn how we collect and use your information by visiting our Privacy Policy›